8:30 AM – 9:00 AM
Registration & Breakfast
9:00 AM – 9:10 AM
Welcome
Jack Milligan, Editor-at-Large, Bank Director
Bank Director’s Editor-at-Large, Jack Milligan, sets the tone and leads the sessions for Bank Director’s Corporate Governance Workshop. The curriculum materials are introduced and distributed to ensure there is an engaging learning environment for the day’s sessions that follows.
9:10 AM – 10:00 AM
Role of the Board
Jim McAlpin, Board Member, Bank Director
Strong and engaged boards are instrumental in their bank’s success. During this session we cover the following topics: CEO succession planning, monitoring the bank’s financial performance, risk governance (including cybersecurity and the adoption of sound governance practices) and the differing roles of management and the board.
10:00 AM – 10:50 AM
The Attributes of a Healthy Board Culture
Jack Milligan, Editor-at-Large, Bank Director
This session dives into the attributes that define a strong governance culture which includes independence, transparency, accountability, diversity and alignment around a common set of objectives.
10:50 AM – 11:05 AM
Refreshment Break
11:05 AM – 12:15 PM
Peer Collaboration I
During this session, workshop attendees participate in a collaborative discussion with peers to explore the latest trends, challenges and share best practices related to a list of suggested topics provided to each table.
12:15 PM – 1:15 PM
Workshop Lunch
Take time to meet with your peers during this workshop lunch.
1:15 PM – 2:05 PM
Elevating Board & Director Performance
Jackie Wall, Vice President, Bank Director
How does the board hold itself and each individual director accountable for the quality of their engagement? During this portion of the agenda, we discuss the importance of board evaluations as well as board composition and director refreshment, skills matrices, setting performance expectations for directors, board and individual director surveys – and how to use the results.
2:05 PM – 2:55 PM
Responsibilities of the Independent Director
Jim McAlpin, Board Member, Bank Director
The qualities that each individual director brings to the process of board governance has a tremendous impact on its effectiveness. These characteristics include personal integrity, the ability to exercise sound judgment, intellectual curiosity, valuable knowledge or skill sets, the ability to work well with others and a commitment to ongoing training and education. This session dives into these characteristics and discusses your role as a bank director.
2:55 PM – 3:10 PM
Refreshment Break
3:10 PM – 4:20 PM
Peer Collaboration II
We conclude the day with a session that allows small groups to come together and discuss what they learned, as well as share experiences with each other. A suggested list of topics will be provided to each table.
4:20 PM – 4:25 PM
Wrap Up Day One
Jack Milligan, Editor-at-Large, Bank Director
5:35 PM – 6:35 PM
Networking Peer & Guest Reception
Sponsored by: HC3
7:00 AM – 7:30 AM
Breakfast
7:30 AM – 7:35 AM
Welcome Back
Jack Milligan, Editor-at-Large, Bank Director
7:35 AM – 8:25 AM
Regulation
Jack Milligan, Editor-at-Large, Bank Director
Banking is a highly regulated industry, and it’s crucial that directors understand the expectation that state and federal banking regulators have for boards of directors. Topics covered during this part of the Workshop agenda include an overview of the dual banking system, some of the most important regulations and a strategy for proactively managing the regulatory relationship.
8:25 AM – 9:15 AM
Understanding the Financial Metrics of Banking
Bill Herrell, Executive Vice President & Managing Director, Bank Director
Banking is the very definition of a numbers-driven business, and it is through the numbers that directors will monitor the performance of their institution. During this session, we will review the key financial metrics relating to capitalization, credit quality, liquidity and profitability that directors need to understand. Examples include the Tier 1 capital ratio, the nonperforming asset ratio, return on equity and the efficiency ratio.
9:15 AM – 9:30 AM
Refreshment Break
9:30 AM – 10:20 AM
Principles of Sound Banking
Jack Milligan, Editor-at-Large, Bank Director
Banking is a highly leveraged business, even at the higher capitalization levels that have been in effect since the financial crisis, and the margin for error is small. We will review some of the principles of sound banking including ample capitalization, a stable deposit base, a strong credit culture and a rigorous risk management program. We will also review some of the most common missteps that have historically led to bank failures.
10:20 AM – 11:20 AM
Peer Collaboration III
During this session, workshop attendees participate in a collaborative discussion with peers to explore the latest trends, challenges and share best practices related to a list of suggested topics provided to each table.
11:20 AM – 11:30 AM
Concluding Remarks
Jack Milligan, Editor-at-Large, Bank Director