Agenda

7:15 AM – 8:00 AM
Attendee & Guest Breakfast
Before our sessions and conversations, attendees and guests join us for breakfast at the Garden House North.

8:00 AM – 9:00 AM
Welcome and Introductions
Michelle King, CEO, Bank Director
Laura Schield, President & COO, Bank Director
Michelle and Laura welcome all participants and coordinate introductions of all bankers involved in the Exchange.  We review the schedule and tee up our time together.

9:00 AM – 9:15 AM
Refreshment Break

9:15 AM – 10:15 AM
Peer Conversations – Governance
Jim McAlpin, Board Member, Bank Director
Jim moderates a group discussion based on board performance, board governance and process, covering topics such as:

Board Performance

• Board Engagement
• Board Composition
• Board Recruitment
• Board Evaluation

Board Governance and Process

• Board Committees and Membership
• Ensuring Independence from Board Members
• Board Agendas
• Board Meeting Cadence
• Role of the Board vs. Role of the Executive Team

10:15 AM – 10:30 AM
Refreshment Break

10:30 AM – 11:30 AM
Peer Conversations – Growth Strategies that Differentiate
Stephen Johnston, Executive Vice President, SRM
Brent Lapp, Regional Vice President, Business Development & Client Management, SRM
This moderated discussion focuses on topics such as:

• Leveraging data to deepen wallet share with existing customers
• Growth through acquiring niche audiences with bespoke products and services
• Staying relevant in a rapidly changing payments landscape (digital currency)
• Partnering with (or competing against) fintech players
• Alignment of digital strategy with the bank’s growth strategy
• Leveraging digital platforms to expand your geographic footprint and market share
• Use Cases for Artificial Intelligence that drive growth and differentiation

11:30 AM – 12:30 PM
Networking Lunch
Attendees continue off-the-record conversations over lunch at the Cutting Garden.

12:30 PM – 1:30 PM
Peer Conversations – Challenges & Opportunities
Joe VanFleet, Member & Chair Financial Institutions Practice, Howard & Howard
Joe moderates a group discussion around strategic and regulatory matters and M&A, covering topics such as:

Strategic Matters

• Near-term Challenges and Opportunities for Your Bank
• Strategy Leaders
• Board’s Role in Strategy
• Communicating Strategy to Stakeholders
• Importance of Size and Scale

Regulatory Matters

• Board’s Involvement in the Bank’s Regulatory Relationship
• Setting the Tone at the Top
• Relationship with Primary Regulator

M&A

• M&A Opportunities 
• Sourcing Potential Acquisitions 
• Evaluation Criteria for Potential Acquisitions
• New Business Lines
• Response of Your Primary Regulator to a Possible Acquisition 
• Goals of an Acquisition 

1:30 PM – 1:45 PM
Refreshment Break

1:45 PM – 2:45 PM
Peer Conversations – Capital Considerations
Matt Forgotson, Director, Performance Trust Capital Partners, LLC
Steve Roth, Head of FIG, Performance Trust Capital Partners, LLC
The following topics are discussed during this moderated conversation:

• Insights around Valuation
• Interest Rate Risk
• Cost of Funds
• Balance Sheet Management

2:45 PM – 3:00 PM
Wrap-Up
Michelle King, CEO, Bank Director
Laura Schield, President & COO, Bank Director

3:30 PM – 5:30 PM
On-Site Wine Tasting
We invite you and your guest to enjoy an on-site wine tasting in the beautiful Cutting Garden, where we will taste three wines from the Carneros AVA. Officially known as Los Carneros, this renowned cool-climate appellation spans the southern reaches of both Napa and Sonoma counties. Influenced by marine breezes and fog from nearby San Pablo Bay, Carneros is celebrated for producing world-class Pinot Noir, Chardonnay and sparkling wines—often noted for their bright acidity, balance and elegance. Its rolling hills, clay-rich soils and signature winds create a distinctive terroir that makes Carneros one of the most compelling cool-climate wine regions in California.

6:00 PM – 8:00 PM
Networking Dinner
Attendees and their guests are invited to dinner at The Grange.