Contributor : Kiah Haslett

Article | September 13th, 2021

The Issue Plaguing Banks These Days

As pandemic-era relief subsides, the industry must contend with a challenge that gets to the very fundamentals of banking.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | September 4th, 2021

Dealing With Doubt

Senior executives face a world of doubt.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | August 28th, 2021

Vaccine Mandates

As a handful of big, New York City-based banks began announcing vaccine mandates at least for corporate staff, Citigroup, Goldman Sachs Group and Morgan Stanley among them, I couldn’t help but wonder how community banks are handling the surge in delta variant Covid-19 infections.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | August 23rd, 2021

How Banks Can Solve the Problem of the Unbanked

More than 100 financial institutions have joined the effort to bring safe and affordable checking accounts to the millions of Americans without one.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | August 13th, 2021

Does Diversity Need a Business Case?

Proponents of diversity in boardrooms and C-suites often argue that it’s good for the bottom line.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | August 7th, 2021

Encouraging Signs for Loan Growth

For more than a year, loan growth has been anemic. Would-be borrowers have been flush with cash, in part from government aid and deferred spending during the pandemic. Beyond the Paycheck Protection Program, businesses haven’t been rushing to their bankers for loans.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | July 19th, 2021

Once Stagnated, Banks Are Refreshing Checking Accounts to Compete

Here’s how banks are changing their deposit offerings.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | July 17th, 2021

The Power of Niches

Warren Buffett once observed that there are only two ways to achieve a sustainable competitive advantage in an industry with numerous competitors, low entry barriers and a product that cannot be meaningfully differentiated

By: Kiah Lau Haslett, managing editor for Bank Director
Article | July 12th, 2021

Scaling CECL for Small Banks

Regulators have long maintained that small banks with simple business models could calculate their loan loss allowance using a spreadsheet.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | June 26th, 2021

The Dry Powder Problem

Banks wondering what to do with their ever-growing deposits received another interesting data point last week from the Federal Open Market Committee.

By: Kiah Lau Haslett, managing editor for Bank Director