Contributor : Kiah Haslett

BD Article
article | Technology January 17th, 2020

How Technology Broke the Brokered Deposit Rule

The need to change the FDIC’s brokered deposit rule strikes at the heart of banks’ funding models.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | Strategy December 27th, 2019

The Magic Margin Number Needed to Satisfy Investors

Is it possible to determine a minimum net interest margin that banks should aim for?

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | Audit December 18th, 2019

Forecasting the Future in a ‘Reasonable and Supportable’ Way

The requirement to create a “reasonable and supportable” future forecast has become another hurdle for community bankers as they implement CECL.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | Retail December 4th, 2019

The Community Bank Desert

Arizona is wading into an uncertain future as its small business community grows and its population of community banks shrinks.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | Strategy November 29th, 2019

How ServisFirst Bancshares Became A High-Performing Bank

ServisFirst’s focus on three pillars has enabled it to produce enviable efficiency and returns.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | Risk November 22nd, 2019

The Search For A New Community Bank Reference Rate

Banks have two years to decide what reference rate they will use after the benchmark that underpins trillions of dollars in financial contracts phases out.

By: Kiah Lau Haslett, managing editor for Bank Director
Bank Services
article | Growth November 14th, 2019

Exclusive: MVB’s Journey to Create More Shareholder Liquidity

MVB Financial Corp. CEO Larry Mazza lays out how the bank brought in more shareholders, liquidity and growth into its stock.

By: Kiah Lau Haslett, managing editor for Bank Director
FinXTech
article | Strategy October 16th, 2019

How Pacific Mercantile Bank Stumbled Onto Its Most Profitable Business Line

A thought experiment at Pacific Mercantile Bank led its executives to a fast-growing and profitable new line of business.

By: Kiah Lau Haslett, managing editor for Bank Director
FinXTech
article | Lending October 9th, 2019

How Two Banks Unlocked Hidden Loan Growth

A pair of community banks partnered with third-party firms to accelerate organic loan growth.

By: Kiah Lau Haslett, managing editor for Bank Director
BD Article
article | Audit September 20th, 2019

Three Bankers Share Downsides of CECL Vendors

At a recent accounting conference, a trio of bankers expounded on some of the lessons they’ve learned from working with a vendor to calculate their allowances under the current expected credit loss model, or CECL.

By: Kiah Lau Haslett, managing editor for Bank Director