Contributor : Kiah Haslett
How Technology Broke the Brokered Deposit Rule
The need to change the FDIC’s brokered deposit rule strikes at the heart of banks’ funding models.
The Magic Margin Number Needed to Satisfy Investors
Is it possible to determine a minimum net interest margin that banks should aim for?
Forecasting the Future in a ‘Reasonable and Supportable’ Way
The requirement to create a “reasonable and supportable” future forecast has become another hurdle for community bankers as they implement CECL.
The Community Bank Desert
Arizona is wading into an uncertain future as its small business community grows and its population of community banks shrinks.
How ServisFirst Bancshares Became A High-Performing Bank
ServisFirst’s focus on three pillars has enabled it to produce enviable efficiency and returns.
The Search For A New Community Bank Reference Rate
Banks have two years to decide what reference rate they will use after the benchmark that underpins trillions of dollars in financial contracts phases out.
Exclusive: MVB’s Journey to Create More Shareholder Liquidity
MVB Financial Corp. CEO Larry Mazza lays out how the bank brought in more shareholders, liquidity and growth into its stock.
How Pacific Mercantile Bank Stumbled Onto Its Most Profitable Business Line
A thought experiment at Pacific Mercantile Bank led its executives to a fast-growing and profitable new line of business.
How Two Banks Unlocked Hidden Loan Growth
A pair of community banks partnered with third-party firms to accelerate organic loan growth.
Three Bankers Share Downsides of CECL Vendors
At a recent accounting conference, a trio of bankers expounded on some of the lessons they’ve learned from working with a vendor to calculate their allowances under the current expected credit loss model, or CECL.
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