Contributor : Jack Milligan
The Powerful Force Driving Bank Consolidation
There were 11,971 U.S. banks and thrifts in 1995. Today there are 5,362. And the direction of one critical metric suggests that we may still have too many.
“The Best Strategic Thinker in Financial Services”
This bank’s evolution over the past few decades may have been unorthodox, but it was also brilliantly timed and executed.
This Is a Red Flag for Banks
The recent behavior of two key financial metrics suggests that a recession may be on the way.
The Secret to a Low Efficiency Ratio
The most efficient banks in the industry tend to look at the efficiency ratio in a unique way.
Unit 26: Fair Lending Compliance
In this Online Training Series video, Bank Director’s Jack Milligan outlines the elements of a sound and effective fair lending compliance program.
Are These the Best of Times for Bank Directors?
The Bank Board Training Forum focuses on governance, diversity against the backdrop of industry profitability.
One Strategy to Improve Board Performance
Academic research shows that diverse groups make better decisions than those made up of people with similar demographic backgrounds.
Rodge Cohen: Are We Preparing to Fight the Last War?
Higher capital and liquidity standards may help to avert a credit-induced crisis, but they do little to protect against the biggest risk faced by banks today.
The Big Banks Are Back
Acquire or Be Acquired Conference, in its 25th year, opens with a different picture and outlook of the industry’s biggest institutions and their history of profitability.
Zelle Costs Bankers Money, Venmo Can Make Bankers Money
Why the payments app developed by banks might not be the best, or only, option.