Contributor : dshoemaker

article | July 10th, 2015

The Impact of Rising Interest Rates on BOLI

Equias Alliance writes about how rising interest rates will impact your bank’s bank-owned life insurance (BOLI).

By: Ken Derks, David Shoemaker
article | April 29th, 2015

Report on the Market: BOLI Assets Continue To Have Strong Growth

Equias Alliance’s David Shoemaker and Ken Derks write about the growth in BOLI policies and why hybrid accounts have become popular.

By: Ken Derks, David Shoemaker
article | January 5th, 2015

Performance-Driven Retirement Plans: Are They Right for Your Bank?

Under this type of plan, if your bank’s shareholders do well, so do your executives.

By: David Shoemaker, Ken Derks
article | September 19th, 2014

Deciding on the Right Retirement Plan for Executives

Nonqualified deferred compensation plans are popular with banks. But how do you decide which one is right for your bank?

By: David Shoemaker, Ken Derks
viewpoint | August 12th, 2014

Managing the BOLI Risk

David Shoemaker talked to Bank Director magazine recently about market trends and what boards should know about risk management of BOLI plans.

By: David Shoemaker
article | July 23rd, 2014

BOLI Growth Continues: Latest Trends in Bank-Owned Life Insurance

Equias Alliance’s David Shoemaker and Ken Derks write about which policies banks are buying now, average premiums, and the range of current yields.

By: David Shoemaker, Ken Derks
article | May 2nd, 2014

Making Benefit Plans Work: It’s All in the Contract

Equias Alliance provides a guide for boards who want to understand nonqualified benefit plan contracts.

By: David Shoemaker, Ken Derks
article | December 9th, 2013

How Mergers Can Impact Deferred Compensation Plans: Part II

What happens if your change in control agreement with an executive triggers a golden parachute tax? Equias Alliance discusses strategies.

By: David Shoemaker, Becky Pressgrove
article | September 20th, 2013

How Mergers Can Impact Deferred Compensation Plans: Part I

What if a bank being sold has a Supplemental Executive Retirement Plan (SERP)? Could that trigger a so-called golden parachute clause with tax consequences for the acquiring bank? The answer is yes.

By: David Shoemaker, Becky Pressgrove
viewpoint | August 5th, 2013

What Do Bank Boards Need to Know About BOLI

David Shoemaker of Equias Alliance addresses some common questions his customers have about BOLI.

By: David Shoemaker