Contributor : Bob Newman
Why It’s Not Too Late for Interest Rate Swaps
Derivatives remain essential tools for banks to manage net interest margin even after the Federal Reserve’s sharp and rapid rate increases in 2022.
Going Up? Elevating Loan Yields With Swaps
Rather than simply accepting their fate and holding onto low-yielding floating-rate assets, banks can use swaps to improve their net interest margin.
When Rates are Zero, Derivatives Make Every Basis Point Count
Interest rate derivatives help banks trade uncertainty for certainty and capture every basis point to defend margins.
Getting Started with Swaps: Three Ways to Test the Waters
Community banks looking to enter the derivatives “waters” have three methods available to them.
Five Derivatives Safety Tips: Accessing Power While Maintaining Peace of Mind
Often viewed as risky and dangerous, interest rate derivatives can be powerful tools for banks when they use these five safety tips.
Community Banks and Derivatives: Debunking the Four Biggest Myths
As commercial borrowers seek long-term funding, it’s time for risk-averse community banks to examine commonly-held phobias about using swaps.
3 Reasons to Partner With an Advisor on Your Investment Portfolio
An independent investment advisor on the bond portfolio can keep strategic decision making inside the bank, while increasing efficiency and performance.
FASB Update Removes Roadblock to Hedging With Derivatives
Community banks stand to benefit from FASB’s new hedging guidance.
Derivatives Education for Boards: Weighing the Whys Along With the Why Nots
This article poses four common questions that board members ask about derivatives.