Contributor : Adam Mustafa

article | Bank M&A November 19th, 2018

Solving the Deposit Dilemma with an Unconventional M&A Strategy

Looking in places you wouldn’t normally go might be the best — or only — option for banks wanting to reduce their loan-to-deposit ratios.

By: Adam Mustafa
article | Risk September 4th, 2018

Concentration Risk Management Remains an Exam Focus: Stress Tests are Vital

If your bank has concentrations that are at or above regulatory guidelines, examiners will expect to see a stress test that supports your concentration risk management plan.

By: Adam Mustafa
article | Bank M&A April 20th, 2017

What Directors Can Learn From Stalled M&A Transactions

This article describes five issues that are hampering many deals.

By: Adam Mustafa
article | Risk January 20th, 2017

Why a Compliance Mindset Is Hurting Community Banks

Don’t adopt a compliance mindset. Risk management tools should play offense, not just defense.

By: Adam Mustafa
article | Regulation September 24th, 2015

Regulatory Scrutiny Focuses on Inadequate Strategic and Capital Planning

Once again, regulators are zeroing in on inadequate strategic and capital planning processes at many community banks.

By: Adam Mustafa, Lisa Getter