Committees : Lending

Article | September 8th, 2020

How Nonbank Lenders’ Small Business Encroachment Threatens Community Banks

The lack of fully online lending programs at community banks encourages small businesses to look elsewhere for institutions that make the process easier and more seamless.

By: Jorge Sun
Article | September 2nd, 2020

Five Ways PPP Accelerates Commercial Lending Digitization

Demand for PPP loans led many banks to stand up online loan applications, revealing key areas where technology can provide immediate value for commercial lending.

By: Charles Rierson
Article | August 28th, 2020

Is Your Bank Ready for Loan Review 2.0?

A bank’s loan review process has never been more important than it will be in the second half of 2020.

By: Giulio Camerini, Steven Krase
Article | June 19th, 2020

Starting from Scratch: Reassessing Business Loans

Last year’s financials mean nothing in the 2020 environment. Banks are using technology to take a fresh look at credit risks in light of Covid.

By: Amber Buker
Article | June 8th, 2020

Leverage Tech to Release HELOC Demand

Banks can use technology to upgrade their online offerings when it comes to home equity lines of credit.

By: Joe Dahleen
Article | June 3rd, 2020

A Small Bank’s Big Bet on AI

C3bank is building a new solution for vetting commercial real estate deals.

By: Amber Buker
BD Article
Article | May 18th, 2020

How Peoples Bancorp Prevailed Through PPP

Peoples Bank was the top-performing bank throughout its three-state footprint through the first round of the Paycheck Protection Program measured by dollars of loans approved per assets.

By: John J. Maxfield
BD Article
Article | May 4th, 2020

Beyond PPP: Supporting Small Business Through the Covid Crisis

Banks play a vital role in ensuring communities come out stronger on the other side of today’s crisis.

By: Emily McCormick, vice president of research for Bank Director
Article | April 28th, 2020

When Rates are Zero, Derivatives Make Every Basis Point Count

Interest rate derivatives help banks trade uncertainty for certainty and capture every basis point to defend margins.

By: Bob Newman
BD Article
Article | April 17th, 2020

Banking on the Fly at Atlantic Union

How Atlantic Union Bankshares responded to the COVID-19 pandemic with resilience and innovation.

By: Jack Milligan, editor-at-large for Bank Director