Committees : Lending

article | July 16th, 2018

Five Reasons Why You Should Reconsider Short-Term Loans

OCC the first to say banks can again consider offering short-term, small-dollar loans.

By: Steve Swanston
FinXTech
article | July 11th, 2018

A Community Bank’s Pursuit of Coast-to-Coast SBA Lending

Seacoast National Bank expects to be a top-100 SBA lender by the end of 2018.

By: Emily McCormick, vice president of research for Bank Director
FinXTech
article | July 4th, 2018

How U.S. Bank Helps Distressed Borrowers

U.S. Bank teamed up with the fintech company SpringFour to connect distressed borrowers with agencies and organizations that can help.

By: Jack Milligan, editor-at-large for Bank Director
FinXTech
article | June 27th, 2018

How Pinnacle Improved the Efficiency of Construction Loan Management

Most banks still manage their construction loans on cumbersome spreadsheets, but that wasn’t acceptable to a high-growth bank like Pinnacle.

By: Jack Milligan, editor-at-large for Bank Director
BD Article
article | June 21st, 2018

Rethinking the FICO Score

With treasure troves of data, the age-old evaluator might be on its way out.

By: Jake Lowary
video | June 18th, 2018

Enhancing the Lending Process Through Data

Here's how banks can confront the challenges in using data to create a better lending experience.

By: Steve Brennan
FinXTech
article | May 16th, 2018

Citizens Bank and Fundation Mobilize Credit Delivery

Citizens Bank was looking for “not just a tech company” to partner with, and ended up with fully automated credit delivery for small business clients.

By: Jake Lowary
article | April 2nd, 2018

Navigating Your Bank Through Rising Rates

Rough seas may lie ahead for banks that don't have a disciplined pricing strategy.

By: Dallas Wells
FinXTech
article | February 12th, 2018

Making Consumer Lending Profitable for Your Bank

Digital lending platforms can significantly reduce origination costs for consumer loans.

By: Vince Passione
FinXTech
article | January 3rd, 2018

Small Business Lending: A Case for Digital Improvement

Streamlining the loan process through a digital experience benefits borrowers and banks.

By: Amber Smith