Committees : Lending

video | March 28th, 2019

Managing Cost, Efficiency & Control in the Loan Portfolio

Buying and selling loans on the secondary market offers banks an opportunity to effectively diversify their portfolios.

By: Garrett Smith
article | February 11th, 2019

The Secret To Mortgage Lending To First-Time Buyers

With interest rates rising and the gig economy in full swing, banks can adapt traditional models to compete and capitalize.

By: Kathleen Ayer, David Shoemaker
FinXTech
video | January 10th, 2019

The Modern Roadmap To Gold

Credit analysis is shifting so lenders can make better decisions. Here’s what banks should know.

By: Bill Phelan
article | November 29th, 2018

What Your Bank Can Learn From McDonald’s

One significant growth opportunity is in digital lending automation.

By: Steve Swanston
FinXTech
video | September 19th, 2018

Beyond Spreadsheets: Digitizing Construction Lending

Banks are the lifeblood of construction lending, but new technology is needed to better manage these loans.

By: Chase Gilbert
article | July 16th, 2018

Five Reasons Why You Should Reconsider Short-Term Loans

OCC the first to say banks can again consider offering short-term, small-dollar loans.

By: Steve Swanston
FinXTech
article | July 11th, 2018

A Community Bank’s Pursuit of Coast-to-Coast SBA Lending

Seacoast National Bank expects to be a top-100 SBA lender by the end of 2018.

By: Emily McCormick, vice president of research for Bank Director
FinXTech
article | July 4th, 2018

How U.S. Bank Helps Distressed Borrowers

U.S. Bank teamed up with the fintech company SpringFour to connect distressed borrowers with agencies and organizations that can help.

By: Jack Milligan, editor-at-large for Bank Director
FinXTech
article | June 27th, 2018

How Pinnacle Improved the Efficiency of Construction Loan Management

Most banks still manage their construction loans on cumbersome spreadsheets, but that wasn’t acceptable to a high-growth bank like Pinnacle.

By: Jack Milligan, editor-at-large for Bank Director
BD Article
article | June 21st, 2018

Rethinking the FICO Score

With treasure troves of data, the age-old evaluator might be on its way out.

By: Jake Lowary