Committees : Lending

Article | October 12th, 2021

Are Fixed-Rate Loans the Quick Fix?

Banks should evaluate the tradeoffs and potential returns that come with offering fixed-rate loans and explore alternative solutions to address margin pressure.

By: Isaac Wheeler, Ramon Rodriguez
Article | July 27th, 2021

Three Steps to Building a Commercial Card Business In-House

Community banks can use technology to bring commercial credit card relationships in-house, recapturing the card revenue and improving customer retention.

By: David Luther
Article | June 29th, 2021

Eight Questions For Prospective Small Business Lending Partners

Asking the right questions will help bank leaders meet their goals when it comes to small business lending.

By: Mike Triggiano
Article | May 11th, 2021

Seven Reasons Lenders Should Close With Their Title Providers

There are numerous benefits to closing with a title provider and their signing agent panel.

By: Barry Coffin
Article | May 7th, 2021

A Lending Platform Prepared for Pandemic Pitfalls

One loan management platform shone when banks and borrowers needed help managing loans in the chaos of the coronavirus pandemic, notching it the top spot in the lending category as part of Bank Director’s 2021 Best of FinXTech Awards.

By: Kiah Lau Haslett, managing editor for Bank Director
Article | April 30th, 2021

What Banks Can Learn From Retailers to Grow Loans

Banks have something to learn from retailers that offer an express credit approval process that rewards customer loyalty.

By: Barry Kirby
Article | April 28th, 2021

How to Reduce Application Abandonment and Grow Revenues

Banks can improve the application journey and reduce instances of abandonment with smart conversion tools powered by AI.

By: Srinivas Njay
Article | April 9th, 2021

Going Up? Elevating Loan Yields With Swaps

Rather than simply accepting their fate and holding onto low-yielding floating-rate assets, banks can use swaps to improve their net interest margin.

By: Bob Newman
Article | March 25th, 2021

Turn Credit Declines Into A Win-Win

Virtual financial coaching represents a huge market opportunity for banks.

By: Evan Siegel
Article | March 19th, 2021

Demystifying the Mortgage Process with Tech-Forward Partners

Tech-enabled mortgage services can empower banks and lenders as they forge relationships with consumers and real estate professionals.

By: Phillip King