Committees

Bank Services
video | April 20th, 2021

UNIT 29: Model Validation

Data-driven models help bank leaders guide decision-making — but only if the models function as intended. Michael Budinger of Crowe LLP walks boards through the model validation process.

By: Michael Budinger
article | April 15th, 2021

A New Look at Problem Loan Management

In a time when payment deferrals and modifications are numerous and widespread, and government-assisted credit is necessary, how banks identify problem loans change?

By: Erica Crain, Monica Bolin
Bank Services
article | April 15th, 2021

Strengthening Stress Tests After Covid-19

Most banks expanded their stress testing due to the pandemic, according to the 2021 Risk Survey. Here are some of the improvements boards and management teams should consider.

By: Emily McCormick, vice president of research for Bank Director
view_point | April 14th, 2021

Negotiating With Ransomware Hackers

A strong response plan is key when facing a breach of an organization.

By: Jerry Bessette, Greg Baker
article | April 12th, 2021

Low Interest Rates Threaten Banks — But Not the Way You Think

Federal Reserve policy fuels economic inequality. It’s not too late to fix it.

By: Emily McCormick, vice president of research for Bank Director
article | April 9th, 2021

Going Up? Elevating Loan Yields With Swaps

Rather than simply accepting their fate and holding onto low-yielding floating-rate assets, banks can use swaps to improve their net interest margin.

By: Bob Newman
article | April 8th, 2021

In Nonqualified Benefit Plans, One Size Does Not Fit All

Supplemental executive retirement plans give banks the flexibility to offer benefits that are meaningful to their most important employees.

By: Todd Carpenter
research | March 29th, 2021

2021 Risk Survey Results: High Anxiety

A benign credit environment grew increasingly uncertain in 2020, and remote work exacerbated cybersecurity concerns. The 2021 Risk Survey explores this dynamic.

By: Emily McCormick, vice president of research for Bank Director
article | March 25th, 2021

Turn Credit Declines Into A Win-Win

Virtual financial coaching represents a huge market opportunity for banks.

By: Evan Siegel
article | March 22nd, 2021

A Look at the Great Loan Modification Experiment

Banks helped struggling borrowers and provided better insight into credit quality after regulators suspended loan modification rules.

By: Kiah Lau Haslett, managing editor for Bank Director