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article | April 16th, 2021

In a Challenging Earnings Climate, There Is No Room for Lazy Capital

Management teams have a number of levers available to manage capital — the key is to know when and which lever to pull.

By: Jay Junior
article | April 15th, 2021

A New Look at Problem Loan Management

In a time when payment deferrals and modifications are numerous and widespread, and government-assisted credit is necessary, how banks identify problem loans change?

By: Erica Crain, Monica Bolin
Bank Services
article | April 15th, 2021

Strengthening Stress Tests After Covid-19

Most banks expanded their stress testing due to the pandemic, according to the 2021 Risk Survey. Here are some of the improvements boards and management teams should consider.

By: Emily McCormick, vice president of research for Bank Director
article | April 14th, 2021

Regaining Control of Small Business Relationships

Few banks offer appropriate products for small businesses, and they could be losing market share as a result. But solutions exist, according to a new study sponsored by Autobooks.

By: Bank Director Staff Writer
article | April 13th, 2021

Five Blind Spots to Avoid When Implementing Digital Technology

Watch out for these five digital tech implementation blind spots that can lead to costly fixes and delays when problems emerge.

By: Mike Olsen
article | April 12th, 2021

Low Interest Rates Threaten Banks — But Not the Way You Think

Federal Reserve policy fuels economic inequality. It’s not too late to fix it.

By: Emily McCormick, vice president of research for Bank Director
article | April 9th, 2021

Going Up? Elevating Loan Yields With Swaps

Rather than simply accepting their fate and holding onto low-yielding floating-rate assets, banks can use swaps to improve their net interest margin.

By: Bob Newman
article | April 8th, 2021

In Nonqualified Benefit Plans, One Size Does Not Fit All

Supplemental executive retirement plans give banks the flexibility to offer benefits that are meaningful to their most important employees.

By: Todd Carpenter
article | April 6th, 2021

Digital Transformation From a Branch Perspective

Banks can leverage capital locked in underperforming branches more effectively by deploying it toward digital transformation.

By: Timothy Reimink, Bob Reggiannini
article | April 5th, 2021

PayPal Is Not a Bank. Or Is It?

PayPal’s strength has been growing during the pandemic. Here’s why.

By: Naomi Snyder, Editor at Bank Director