Boardroom Forum on Lending
December 4, 2012
New York City
For 20 years, Bank Director has supported CEOs, senior management and members of the board of financial institutions as they develop strategies for building and running their companies. With so many banks placing renewed emphasis on organic growth, it comes as no surprise that the greatest concern for most bank boards today remains the tremendous challenge of growing good loans. In conjunction with NASDAQ OMX®, Bank Director hosted its second annual Boardroom Forum on Lending.
Industry leaders assembled at the forum to examine the board’s role in lending. While no industry has gone unpunished in the last few years, banks have been particularly hard hit, with loan growth lagging many expectations. From the recent sell off in public bank equities to heightened regulatory scrutiny, limited merger partners to far-less loyal customer bases, a bank's board has numerous issues with which to deal. One major concern is growing good loans in today's tumultuous economy.
Consequently, one must ask:
- What is the bank's board's role in lending and risk management, especially at a time when financial institutions have placed renewed emphasis on organic growth?
- How can the bank's board manage risk if there is a change in lending strategy?
- What can be done to grow organically in a tough environment to find creditworthy borrowers?
It is somewhat assuring that banks of all sizes and geographical locations are dealing with many of the same issues as our institution. This conference confirmed many of the issues I think about and opened the door to thinking of new ways to do business.
—Chris Windham, 2012 Boardroom Forum on Lending Attendee
© DirectorCorps, Inc All Rights Reserved | Login