Banks are creatures of the economy. When the economy is doing well, as was the case from November 2001 until December 2007—a six-year period that included the infamous, real estate-driven “bubble economy”—bank performance is strong. But when the U.S. economy does poorly—as was the case during the so-called Great Recession, which began in December 2007, lasted until June 2009 and was the sharpest downturn since the Gr…
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