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Boardroom Forum on Lending

Boardroom Forum on Lending

December 6, 2011
NASDAQ MarketSite®
New York City

Read the full article here

Topics and Speakers

7:00 a.m. – 8:00 a.m.                                                     
Registration + Breakfast sponsored by: Crowe Horwath LLP

8:00 a.m. – 8:10 a.m.                                                          
Al Dominick,
Managing Director & Executive Vice President, Bank Director
Bob McCooey,
Senior Vice President, Global Corporate Client Group, NASDAQ OMX

8:10 a.m. - 8:45 a.m.
Assessment of the Industry
John G. Duffy,
Chairman & CEO,  Keefe Bruyette & Woods, Inc.
One of the financial services industy's most well known advisers reviews the operating conditions for banks across the country to help you make more informed decisions on strategic challenges ahead.

8:45 a.m. – 9:20 a.m.                                                         
Assessing Your Asset Quality
James C. Lacovara,
Managing Director, Credit Risk Management Practice, ICS Risk Advisors
Steve Trager
, President & CEO, Republic Bancorp, Inc.
As bank loan portfolios slowly recover from the most recent downturn, the CEO of one of the country's top performing institutions shares his insight into how Republic Bancorp keeps its asset quality at industry leading levels.

9:20 a.m. – 9:45 a.m.  
A Comprehensive Approach to Forecasting Credit Losses:  Triangulating Loss Estimates
James J. Dougherty,
Managing Director, Bayview Advisory Services, LLC
Typical approaches to mortgage portfolio valuation and risk assessment may not be effective in today's markets.  This discussion will cover a comprehensive loss estimation approach suitable for existing portfolio reviews or portfolio acquisitions.

9:45 a.m. - 10:35 a.m.                                                   
Risk Management:  Building a Strong Credit Culture
M. Robert Rose,
Chief Credit Officer, Brookline Bancorp.
David Ruffin, Member & Co-Founder, Credit Risk Management LLC
In the mania for loan growth that preceded the financial crisis, too many banks grabbed lending talent from any quarter available.  Developing a credit culture was deemed too esoteric - and too costly. The assumption was often "they know credit, no need to re-train them".  As a result, banks then woke up to find they had a confederation of lenders with eclectic cultural backgrounds rather than a closely knit group of lenders adhering to a disciplined bank-specific credit culture.

10:35 a.m. – 10:50 a.m.                                                  
Refreshment Break sponsored by: Credit Risk Management, LLC

10:50 a.m. – 11:40 a.m.                                                
Director’s Panel:  The Board’s Role in Lending
Thomas L. Kennedy
, Director, National Penn Bancorp
Mindi H. McClure, Director, Bank of Georgetown
Scott Miller, Partner, Crowe Horwath LLP
What are the appropriate board oversight practices for bank's lending activities?  This informative session will explore how an active and engaged board can maintain a close watch of loan quality without micromanaging the bank's lending team.

11:40 a.m. – 12:30 p.m.                                                    
Lending Liability and the Board
John Geiringer,
Partner, Barack Ferrazzano
John Kerns,
Managing Director, Beecher Carlson
The FDIC is naming directors in suits because of their bank's lending practices.  What does it mean, how can directors protect themselves?

12:30 p.m. – 1:30 p.m.                                                    
Lunch sponsored by: Keefe Bruyette & Woods, Inc.

1:30 p.m. – 2:00 p.m.                                                        
Keynote Speaker
Joseph W. Evans
, Chairman & CEO, State Bank Financial Corporation
Timing is everything and when Georgia banks started failing in 2008, Joe Evans and State Bank were ready to build a great bank on a solid foundation of sound, conservative principles.

2:00 p.m. – 2:45 p.m.                                                       
Small Business Banking
Todd D. Brice
, President & CEO, S&T Bancorp
Joseph A. Kenary, Jr., Chief Operating Officer, Alliance Partners
When it comes to small business banking, two-thirds of a bank's customers may never borrow from them.  So, they need to offer fee-based products like cash management and commercial checking accounts.  They need to think in terms of a fairly broad relationship in which lending is just one aspect.

2:45 p.m. – 3:30 p.m.                                                       
The Future of Lending:  What Lies Ahead
Todd D. Brice,
President & CEO S&T Bancorp
Joseph W. Evans, Chairman & CEO, State Bank Financial Corporation
Benjamin P. Shapiro, Partner, Belongia, Shapiro & Franklin
Moderated by Jack Milligan, Editor, Bank Director
This bankers' panel will discuss what they believe is the future of lending.  Two highly successful bank CEOs share their thoughts on what lies ahead for banks in the lending arena and what it will take to win in a highly competitive marketplace.  Where do the best opportunities for loan growth lie?  How can banks grow their loan portfolios without putting their future asset quality at risk?  And how can they achieve meaningful loan diversification?

3:30 p.m. – 4:00 p.m.                                                        
Closing Bell Ceremony
Bob McCooey,
Senior Vice President, Global Corporate Client Group, NASDAQ OMX
Al Dominick, Managing Director & Executive Vice President, Bank Director
Join Bank Director and NASDAQ at the Closing Bell Ceremony!  As an attendee you will have the opportunity to attend and view the NASDAQ Closing Bell Ceremony from the NASDAQ OMX studio located in the heart of Times Square.

4:00 p.m. - 4:15 p.m.                                                        
Group Photo - NASDAQ Tower
At the conclusion of the Closing Bell Ceremony, attendees will have the opportunity to join Bank Director and NASDAQ OMX for a group photograph in front of the NASDAQ Tower.

4:15 p.m. – 5:30 p.m.                                                         
Closing Reception